Tailored Funding Solutions for Property Developers

Whether you're building from the ground up or converting an existing structure, accessing the right finance is critical to the success of your development. We specialise in arranging bespoke development finance solutions for residential, commercial, and mixed-use projects across the UK.

What is Development Finance?

Development finance is a short to medium-term funding solution used to finance the costs associated with property construction or major refurbishment. It can cover everything from land acquisition to construction costs, professional fees, and associated expenses. Loans are typically released in stages—aligned with your build schedule—and interest is usually rolled up or deducted from the facility.

Who is it for?

Development finance is suitable for:

✅ Experienced and first-time developers

✅ Property investors undertaking refurbishment or conversion projects

✅ Limited companies, SPVs, and joint ventures

✅ Builders acquiring land or seeking pre-planning finance

Typical Projects We Fund

✅ New Build Residential Homes

✅ Office-to-Residential Conversions

✅ HMO Conversions

✅ Mixed-Use Developments

✅ Purpose-Built Student Accommodation (PBSA)

✅ Light & Heavy Refurbishments

✅ Airspace Developments & Extensions

What Lenders Look For

Lenders assess development loan applications based on:

✅ The strength of the project (location, demand, GDV)

✅ Developer experience & track record

✅ Planning permission status

✅ Exit strategy (sale or refinance)

✅ Security & equity contribution

We work closely with you to present your application in the strongest possible light—enhancing your chances of approval and securing the most favourable terms.

Why Choose JMS Capital Partners?

✅ Whole-of-Market Access – From specialist lenders to private and institutional funders

✅ Fast Decisions – Indicative terms within 24–48 hours

✅ Project Support – From feasibility to drawdown management

✅ Flexible Structures – Including mezzanine, equity, and joint venture options

✅ Competitive Rates – Transparent fee structure and best-in-market pricing

Added Value Services

✅ Pre-Planning and Land Finance

✅ Exit Finance & Development Bridging

✅ Senior Debt, Mezzanine, and Equity Stacking

✅ Project Appraisal & Risk Review Support

✅ Broker Reports and Packaged Submission to Lenders