Bespoke Funding Solutions for Complex Property and Business Transactions

We specialise in delivering strategic finance solutions for complex, high-value, or non-standard property and commercial requirements. Whether you're a property developer, business owner, investor, or corporate client, we tailor structured and commercial finance deals that align with your financial goals and project needs.

What is Structured Finance?

Structured finance is a specialised funding approach that involves custom-built financial products designed to meet sophisticated requirements or mitigate unique risks. These are often used for large-scale development, portfolio acquisition, refinancing, corporate restructuring, or when traditional lending criteria don't apply.

Structured finance typically includes elements such as:

✅ Senior Debt

✅ Mezzanine Finance

✅ Equity Finance / JV Capital

✅ Preferred Equity

✅ Profit Participation Loans

✅ Debt Structuring Across Multiple Assets or Entities

What is Commercial Finance?

Commercial finance refers to any funding arrangement designed to support the growth, acquisition, or operational needs of a business. This includes funding for trading businesses, commercial property acquisition, refinancing, or raising working capital.

Structured Finance Solutions We Arrange

✅ Complex Property Transactions

✅ Development Joint Ventures

✅ Large-Scale Portfolio Refinancing

✅ Opportunistic & Value-Add Acquisitions

✅ Corporate Debt Advisory

✅ Restructuring Existing Debt Facilities

✅ Pre-Development and Pre-Planning Funding

✅ Debt & Equity Stack Modelling

Commercial Finance Solutions We Offer

✅ Owner-Occupied Commercial Mortgages

✅ Investment Commercial Mortgages

✅ Trading Business Finance

✅ Invoice and Asset Finance

✅ Working Capital Facilities

✅ Acquisition Finance

✅ Business Expansion Loans

✅ Short-Term Cash Flow Lending

Typical Clients We Help

✅ Property Developers & Housebuilders

✅ Institutional and Private Investors

✅ Family Offices & UHNW Clients

✅ High-Growth SMEs and Scale-Up Businesses

✅ SPVs & LLPs

✅ Offshore and Cross-Border Borrowers

Why Use Structured or Commercial Finance?

✅ Access Higher Leverage on large-scale or complex deals

✅ Preserve Capital by blending debt with equity or mezzanine

✅ Improve Flexibility in timing, exit, and drawdowns

✅ Achieve Scale by funding multiple sites or assets in one facility

✅ Solve Credit or Legal Challenges that traditional lenders avoid

✅ Reduce Cost of Capital with intelligent structuring

Why Choose JMS Capital Partners?

✅ Specialist Expertise in structured deal assembly

✅ Whole-of-Market Access to banks, private lenders, funds & family offices

✅ Custom Financial Modelling & scenario planning

✅ Dedicated Relationship Team with deep industry knowledge

✅ Creative Problem Solving when traditional options fall short