Welcome to JMS Capital Partners

We provide tailored financial structuring and funding solutions for property professionals, developers, and businesses across the UK. With decades of experience in the industry, our team of commercial finance experts delivers access to a wide range of specialist lending options from land acquisition to full-scale development and exit funding.

Whether you're securing land with planning, delivering a ground-up development, or refinancing a complex portfolio, our role is to provide the expertise and lender access that makes your project a success.

Our Core Services

Bridging Finance

Fast, flexible short-term funding for purchases, auction acquisitions, planning gains, and light-to-heavy refurbishment projects. Our panel of private lenders and institutional funders ensures rapid turnaround and competitive rates.

Commercial Finance

From owner-occupier premises to investment purchases, we source competitive commercial mortgages and refinance options for retail, industrial, office, leisure, and healthcare assets. Ideal for trading businesses, investors, and SPVs.

Development Finance

End-to-end funding for new builds, conversions, and major refurbishments. We secure stretched senior, mezzanine, and JV-backed finance for residential, commercial, and mixed-use schemes—tailored to each project's scale and timeline.

Forward Funding Finance

We structure and broker forward funding and turnkey agreements between institutional investors and developers, enabling capital release during key development milestones.

Mezzanine Finance

We help developers and property investors secure mezzanine debt to fill funding gaps between senior loans and equity—optimising gearing and preserving capital across ambitious schemes.

Structured Finance

Bespoke funding solutions for complex, high-value, or multi-layered transactions. We work across senior debt, mezzanine, and equity structures to unlock capital for large-scale real estate deals and regeneration projects.

Why Choose Us?

✅ Experienced Finance Experts

Over 20 years' experience in sourcing, structuring, and delivering finance for property professionals.

✅ Whole-of-Market Access

We work with leading banks, boutique lenders, challenger institutions, and private investment funds.

✅ Tailored Funding Solutions

We understand every deal is unique—our solutions are too. Structured finance to suit your exact goals.

✅ End-to-End Support

From appraisal to approval, we manage the funding process so you can focus on delivery.